This column first appeared in the San Antonio Express News on May 5, 2017. The House passed H.R. 1628, the American Health Care Act of 2017, on May 4 and sent the bill to the Senate. Various Republican Senators have said that they find the bill to be unacceptable, that they will propose something different, and that they will not be in a rush. Hence, H.R. 1628 is likely to be stopped or significantly changed by the Senate. You said that you tried to actually read H.R. 1628. T

This column first appeared in the San Antonio Express News on February 23, 2017. In February 2015, then-President Obama sought to protect people who are saving for retirement. The US Department of Labor (DOL) proposed the Fiduciary Duty Rule to comply. The proposed rule wound its way through the rule-making and public comment maze, with a planned effective date in April 2017. However, after the Fiduciary Duty Rule was finalized, a group of business and insurance interests fil

This column first appeared in the San Antonio Express News on February 14, 2017. January 16 column. Can you provide us with any of the pros- or cons-, and how such a change to this ultimate safety net could affect Seniors of modest means? – PS Currently, Medicaid’s nursing home program is a joint federal-state program. The federal government sets standards for patients to qualify for benefits, and standards for what benefits are provided. The states manage the application pro