Dear Mr. Premack: I have been storing my internet passwords in my Outlook program as notes. This makes it easy for me to look up a password. Is this fine for my legal planning, in case I become ill and my family needs to access my online banking and brokerage accounts? – JO NO! Outlook notes are not password protected. Anyone who can sit at your computer will have full access to all of your private information because they will have unrestricted access to your password list.

Dear Mr. Premack: Although I am 92, I have kept up with and use a computer regularly. My son has helped me to establish online banking accounts, credit card information, email, Facebook, pictures and a lot more. I’m enjoying it very much. Yesterday my son asked how I am keeping my passwords, and we started wondering if my son could legally access all my computer files if I become disabled. Do you have any suggestions? – J.K. Your situation would not have been a topic even fiv

Dear Mr. Premack: My aunt has been a woman ahead of her time. Although she is now in her 80’s, she has been working with computers for 20+ years. She was the first in our family to send emails, to embrace a digital camera, to sign up for Facebook. She does her banking and her brokerage online and has gone paperless whenever a service provider offered the option. Now she has had a stroke. She gave me durable power of attorney a few years ago. To do my job of paying her bills a