This column first appeared in the San Antonio Express-News on June 23, 2017. In fact, your parents wanted exactly what the lawyer wrote: that each of their children would receive 50% of their assets when they both died. The problem is not the Will. Rather, the problem is that banks and brokers have power to override the terms of a Will when accounts are established, and that they do so without properly warning the accountholders of the impact. Let me give you an example. Dad

Dear Mr. Premack: I am thinking about making my Will. I know that when I die, I want some of my money to go to my two daughters, and some to my stepson (but not the same amount as my daughters). I have several CDs, a money market account and checking accounts. I am also concerned about getting older, and asked the bank if I could put my oldest daughter on my accounts so she can pay my bills if I cannot. When she signed the bank’s paperwork, I notice that all the papers said “

Dear Mr. Premack: I have been my mother and disabled sister’s caretaker for several years. The home we live in has a loan in mother’s name only. When my mother became ill I contacted the mortgage company and they stated they just want their money and if something where to happen, I just continue to make payments. Mother passed away a short while later, and I just kept making the payments. Then the bank where she had her auto loan told me I cannot keep the truck and cannot mak