Dear Mr. Premack: My sister and I have a question about a bank account that belonged to our father, who died about two months ago. All of his accounts had our names on them except the largest account. The bank closed the smaller accounts when we presented his death certificate, gave us the money, but refused to do anything about the large account because they said it did not list any beneficiaries. We showed them his Will, but they told us to get Letters Testamentary from our