This column first appeared on the MySA Express-News website on December 24, 2014. View this column as a “Sway” presentation Dear Mr. Premack: If I and a friend had a joint bank account here in San Antonio at a regular bank, could one person close out or do other things to the whole account? – SC Banks offer a variety of different account arrangements. You may be referring to a joint checking or savings account. Legally, the word “joint” does not give a complete picture of the

Original Publication: San Antonio Express-News, June 3, 2014 Dear Mr. Premack: I have read your past columns about Community Property Survivorship Agreements, and it sounds like something that would be good for my wife and me. I am curious, however, before we enter into an agreement, whether there are any circumstances under which this type of agreement is a bad idea. Are there any situations where we would want to avoid this survivorship agreement? – P.B. For many decades, T