This column first appeared in the SA Express-News on October 17, 2016. Dear Mr. Premack: I am retired and was hospitalized this spring after a fall. I didn’t break anything. Now I have received a large bill from the hospital and a denial of Medicare coverage for the two days in the hospital. I thought that Medicare, of which I have both Part A and Part B, would have covered this bill less any deductibles. What did I miss, and must I pay this bill? – N.E. Hospitals often admit

This column first appeared in the San Antonio Express News on October 13, 2016. Dear Mr. Premack: I have an unusual situation. I was divorced many years ago after we had two children. After the kids grew up and moved away, I began to mentor a college student whose father had died. I consider him to be a son to me, and I know he considers me to be a father figure. I’d very much like to adopt him so he can inherit a share of my estate when I die. My two children will have to li

This column first appeared in the San Antonio Express News on October 4, 2016. Registration is required in order to vote in the upcoming November election. People can register in person or by mail. The Texas Secretary of State says the deadline to register is October 11. If registering by mail, the application must be postmarked on or before October 11. Don’t wait for the deadline; give yourself and the county as much time as possible to be sure your registration is proper. A