Paul Premack
- Feb 27, 2017
Court upholds (and Trump endangers) protections for Retirement Investors
This column first appeared in the San Antonio Express News on February 23, 2017. In February 2015, then-President Obama sought to protect people who are saving for retirement. The US Department of Labor (DOL) proposed the Fiduciary Duty Rule to comply. The proposed rule wound its way through the rule-making and public comment maze, with a planned effective date in April 2017. However, after the Fiduciary Duty Rule was finalized, a group of business and insurance interests fil
Paul Premack
- Feb 15, 2017
Medicaid block grants could hurt seniors
This column first appeared in the San Antonio Express News on February 14, 2017. January 16 column. Can you provide us with any of the pros- or cons-, and how such a change to this ultimate safety net could affect Seniors of modest means? – PS Currently, Medicaid’s nursing home program is a joint federal-state program. The federal government sets standards for patients to qualify for benefits, and standards for what benefits are provided. The states manage the application pro
Paul Premack
- Feb 8, 2017
3 upcoming proposals to the Texas Legislature could improve powers of attorney
This column first appeared in the San Antonio Express News on January 30, 2017. One proposal would repair a difficult situation under current law. Now, when a Durable Power of Attorney (DPOA) for financial matters is used, it is very routine that the original document must be presented. For instance, when an Agent seeks to use a DPOA to access a bank account, the bank will insist on seeing the original. When it is a local bank that may not be a problem, but if the bank is dis
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