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Senior
citizens, the largest consumers of medical care and the fastest growing
segment in our population, bear a high risk of incapacity from a wide
range of medical causes. A 1982 study established that approximately 17
out of 100 people over age 80 suffer significant loss of physical or
mental abilities.
The idea of
delegating health care decision-making may be new to you. Discuss the
matter with your family doctor and seek expert legal advice, because
plans must be made while you are healthy. The once-common practice of
allowing an unqualified spouse or family member to provide consent if
the patient cannot consent is declining. Hospital and doctor fear of
lawsuits is eliminating unauthorized consent.
The 1989
"Durable Power of Attorney for Health Care" law is the
solution. It allows you to appoint an agent to make health care
decisions for you, but those powers commence only if and when you become
unable to make medical decisions for yourself. The appointment must be
written in a format specified by the law. Using your own words is not
enough.
Your Agent
may be almost anyone you chose. Your Agent is powerless until your
doctor certifies that you have become incapable of understanding the
nature and consequences of a needed health care decision.
When your
agent makes a decision for you, he must act in the way you would have
wanted, and must consider your religious beliefs, if known. If unknown,
he must do what is in your "best interest". Control,
ultimately, remains with you: even though certified as unable to decide,
you must be informed of a health care decision in advance and may veto
any proposed treatment.
Your agent
can allow almost any treatment you could allow, unless you include
specific limitations. Your agent cannot deny "comfort care"
under any condition.
Your agent
is not responsible to pay the bill for the care chosen. Decision-makers
will not be forced to pay for a relative's medical care, unless they
want to pay. Without the power of attorney, payment might be due from
anyone involved in the decision-making.
You must sign the power
of attorney in the presence of two qualified witnesses. Before signing,
you must read and sign a disclosure form, stating that you are aware the
powers you are granting are very broad. Waiting "until later"
to make plans will deny you the right to control your destiny, and may
result in costly and degrading guardianship proceedings.
The new Medical Power of
Attorney, and other vital legal documents, are available to you through
our Legal Documents
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